Important Must-Knows About Unemployment Benefits & COVID-19

The coronavirus pandemic has wreaked havoc worldwide, claiming the lives of thousands of innocent people. Not only has it caused death, but it has negatively impacted the economy in a way no one could have predicted. Many household employers have had to make difficult decisions regarding letting some of their employees go, simply due to the economic crisis at hand. That means many caregivers, nannies, housekeepers, and other household staff are turning to unemployment benefits to help make up for the loss of income. If you have been laid off due to the COVID-19 pandemic, here are some important must-knows about obtaining unemployment benefits.

Are you eligible?

Individuals that have lost their job through no fault of their own are eligible to get unemployment benefit payments. Individuals that have been paid ‘on the books’ for the last four of the five calendar quarters can get unemployment. In other words, your employer needs to have paid unemployment tax.

Because of the pandemic, there have been some new provisions made for unemployment to help cover people that are experiencing unexpected job layoffs. If you have not been totally laid off, but your hours have been reduced significantly, or if you are subject to quarantine, you can get unemployment. In addition, if you are unable to work because of exposure to COVID-19 or if you are caring for a family member with coronavirus, you will likely qualify for pandemic unemployment assistance.

How to get benefits:

You will need to start by looking at your state’s employment website. Claims need to be filed through that state’s unemployment benefits program and online is usually the quickest way to do that. You will need to have several documents ready to get the process rolling:

  • Your name, address, social security number
  • Paystubs
  • W2s
  • Employer’s Employer Identification Number (EIN)

Once this information is input into the system, it will be used to confirm your eligibility for payments and wage history. Then, the monetary benefit amount will be calculated so you can see exactly what you’ll get. It is important to keep in mind that the more you earned at your job, the greater your benefit amount will be.

If you have recently been laid off, apply for unemployment benefits immediately. States around the country are experiencing an incredibly high volume of unemployment applicants and wait times could be delayed because of that. The sooner you apply for benefits, the sooner you will receive payment.

Our team at Household Staffing understands that losing a job is stressful. But we are here to help you find a new one! Contact our team of placement specialists to help you find a job that aligns with your experience, expertise, and passion.